One platform for every risk decision.

Underwriting, compliance, spreading and monitoring on one appetite, so every decision holds up and arrives sooner.

Built for
PaymentsBanksPrivate creditCorporatesInsurers
PayPalCofaceAsian Development BankPayoneerBPRagnar Capital ManagementPine Tree
<12 hrEnd-to-end review
>50%Spreading accuracy
Productivity increase

Underwriting and compliance run as one review.

Minimise customer outreach

The customer sends one document pack for everything, rather than fielding separate requests from credit and compliance.

Teams stay aligned

Both teams read the same live file, which saves the hours that used to leak into back and forth.

Holistic reviews on each counterparty

One review covers credit risk, brand risk, AML and everything between, so the verdict rests on the whole picture.

The review you scope is the review you get.

Only review what you need to, from financial spreading and KYB through adverse news to credit ratings, all within 1 hour.

What's under the hood.

Your first review ships on day one.

Day one
Use our expert templates

Your first counterparties come back reviewed on TrustPlus's expert-level templates.

Week one
Make it yours

Your own spreading, ratio sets and review templates replace the defaults.

Ongoing
Plug into your stack

SSO, user roles and the API land whenever your IT calendar allows.

Your team or our team.

Both paths run on the same engine, and the finished review remains in the workspace.

The platform
<1 hr
Your team, in the app

Your analysts scope and run reviews themselves, with every module, citation and threshold under their control.

Managed service
~6 hrs
We run it for you

Our analysts run the platform on your behalf, so you can audit exactly what was done.

Expert judgement across your portfolio.

Every counterparty spread, screened and drafted with the same expertise, whether your portfolio runs to fifty names or fifty thousand.

Output in files or via API

GET/v1/files/sky-fy25/review200 OK · 84 ms
{"entity": "Skylane Airways Ltd","jurisdiction": "IE","period": "FY2025","currency": "EUR","spread": {"total_revenue": 1027310000,"ebitda": 118300000,   // every figure carries its page in the source"operating_profit": 64120000,"net_debt": 560220000},"ratios": { "ebitda_margin": 0.115, "net_debt_ebitdar": 2.9, "fixed_charge_cover": 1.42 },"screening": {"watchlists": "clear",   // 300+ lists, entity and officers"adverse_media": 2,"ultimate_owner": "Aerline Capital Partners LP"},"appetite": { "verdict": "within", "breaches": 0, "watch_items": 2 },"suggested_rating": "BB","citations": 214}

Spread financial statements of any language and quality, with full traceability

Source Document · scanned PDF
Scanned consolidated income statement
Extracted Spread2021 $m2020 $m

Compliance checks with evidence

300+global watchlists
Thousandsof media sources read
Every pageof the website scanned
2flagged for review
Sanctions & watchlistsCLEAR

Skylane Airways Ltd and all officers screened against more than 300 global watchlists. No matches.

ScreenedEntity, officers and known aliases
Coverage300+ sanctions, enforcement and regulatory watchlists
ResultNo matches, each list cited

Ratios scored against your risk appetite

Net debt / EBITDAR
2.9×
your maximum: 3.5×
Within appetite
Fixed-charge cover
1.42×
your minimum: 1.10×
Within appetite
Current ratio
0.85×
your minimum: 0.80×
Watch · near limit
Verdict against your appetite:Refer for review

Continuous counterparty monitoring

1,000Counterparties monitored
MonthlyOr any frequency you set
Any checkYou scope what stays on watch
20Alerts surfaced this month
Watchlist · Live

Security and privacy

SOC 2 certified

Controls audited independently every year, across security, availability and confidentiality.

  • Annual independent audit
  • Third-party penetration testing
  • Continuous control monitoring
GDPR compliant

You stay the controller. We process on your instructions under an Article 28 agreement, and your data is never used to train models.

  • Article 28 processing terms
  • Standard contractual clauses where they apply
  • Data subject requests supported
Encryption at rest and in transit
Segregated tenant data stores
No training on customer data
Deletion on request
DDoS protection at the edge
Audit trail on every review

Customisable review templates

Review template
Credit_Risk_Review_Meridian_Logistics_FY25.docxDrafting